Pursuant to the Fair Credit Reporting Act (FCRA) and regulations promulgated by the Consumer Financial Protection Bureau (CFPB), victims of trafficking can seek to have adverse information that resulted from trafficking blocked from consumer reports about them. Auradon Solutions is committed to assisting victims of trafficking in compliance with applicable law. Follow the instructions below to request that adverse information resulting from trafficking be blocked from your consumer report.

Who Is Covered By The Trafficking Law?

The information on this page applies to “victims of trafficking.” “Victims of trafficking” are individuals who were subject to:

1. “Severe forms of trafficking in persons.” This is defined as sex trafficking in which a commercial sex act is induced by force, fraud, or coercion, or in which the person induced to perform such act is less than 18 years old, or the recruitment, harboring, transportation, provision, or obtaining of a person for labor or services through the use of force, fraud, or coercion for the purposes of involuntary servitude, slavery, peonage, or debt bondage.
2. “Sex trafficking.” This is defined as the recruitment, harboring, transportation, provision, obtaining, patronizing, or soliciting of a person for the purpose of a commercial sex act.

How to Request a Block of Information in Your Consumer Report

You must submit the following to Auradon Solutions to request a block of information in a consumer report prepared about you: (1) appropriate proof of identity; (2) victim determination documentation; (3) identified adverse items of information; and (4) your preferred contact method.

1. Appropriate Proof of Identity

Victims of trafficking must submit appropriate proof of identity to Auradon Solutions. This typically includes providing a copy of your:
• Driver’s license
• State identification card
• Passport
• Social Security card
• Utility or service bills
• Other government-issued identification card

If you are a victim of trafficking and do not have any of the forms of identification listed above, please contact Auradon Solutions at info@auradonsolutions.com so that your identity can be confirmed by another method.

1. Victim Determination Documentation

Victims of trafficking are required to provide victim determination documentation to Auradon Solutions. Victim determination documentation is any of the following:

• Documentation that establishes that one of the following entities has formally determined that you are a victim of trafficking:
  – A Federal, State, or Tribal governmental entity
  – A non-governmental organization or member of a human trafficking task force, including victim service providers affiliated with these entities and authorized by a Federal, State, or Tribal government entity
• Documentation that you are a victim of trafficking made by a court of competent jurisdiction, or a determination consisting of documents filed in a court of competent jurisdiction where a central issue is whether you are a victim of trafficking and the court has, at a minimum, affirmed your claim either by accepting certain pieces of evidence as true or finding that there is no genuine dispute as to any material fact supporting judgment in your favor as a matter of law.
• A signed self-attestation attesting that you are a victim of trafficking, if the self-attestation or accompanying document is signed by:
  – A Federal, State, or Tribal governmental entity
  – A non-governmental organization or member of a human trafficking task force
  – A court of competent jurisdiction

1. Identified Adverse Items of Information

Identify any item or items of adverse information that you believe should not be included in a consumer report about you because the items resulted from a severe form of trafficking in persons or sex trafficking of which you are a victim. Examples include arrest records, criminal convictions, and civil judgments.

1. Preferred Contact Method

Provide your preferred contact method. You may choose mail or email. If you choose email, use info@auradonsolutions.com for all correspondence.

How To Submit Documentation To Auradon Solutions

You may submit the required information and documentation by mail or via our online portal.

By mail:
Auradon Solutions
2000 PGA Blvd Suite 4440
Palm Beach Gardens, FL 33408

Information Blocking Process

Once Auradon Solutions receives your submission, we will block the adverse information within four business days of your request. If additional information is needed to process your request, we will contact you within five business days of your submission. We will make a final determination within 25 business days of receipt of your submission and will notify you of our final determination within five business days after the decision.

Questions

If you have questions regarding the process or the status of your request, contact Auradon Solutions at info@auradonsolutions.com